About us

Founded in 1991, our journey started with a clear vision and determination to revolutionize the financial industry. Today, we stand as a robust holding company, owning and managing a diverse portfolio of 23 companies across Europe. This includes two banks and numerous financial firms, each with a distinctive role in making the financial life of our customers easier and more efficient.

Through a blend of strategic acquisitions and organic growth, we have broadened our horizons and enriched our offering. As we have expanded, we have remained rooted in our original commitment to innovation and curiosity. This has been a driving force in our journey, allowing us to adapt, evolve, and create ground-breaking products tailored to the changing needs of our clientele.

Our resolve to innovate is evident in our history. In 1999, we launched our first digital interface, a pioneering step that enabled our customers to handle their financial needs online. This breakthrough was more than an accomplishment; it embodied our forward-thinking approach and commitment to leveraging technology for our customers' benefit.

Today, we serve over 400,000 customers across Europe. However, we are more than just a statistic. Each customer represents a relationship that we deeply value and continuously strive to enrich. This ethos is deeply ingrained in our DNA and reflects our dedication to providing not only high-quality financial services but also an exemplary customer experience.

As we look to the future, we aim to continue our journey of growth and innovation. We are excited about the opportunities that lie ahead and are committed to pushing boundaries to offer more accessible, efficient, and customer-centric financial services. We invite you to join us in this journey as we continue to redefine the financial landscape and make financial life easier for all.

Welcome to our world, where finance meets innovation.

Board of directors

Ewa Glennow

Founder & Board member
Founder & owner of ESCO Marginalen, and CEO of Marginalen Bank. With vast experience in the finance industry in Sweden and abroad, including a decade as CFO at Bonnier Group. she has built ESCO from a one-woman company to its current state. Her creative and innovative mindset drives her constant pursuit of new opportunities, growth and innovation.

Christina "Kinna" Bellander

Board member
Kinna Bellander is a seasoned media executive with a distinctive blend of technical and media expertise. As a board member of ESCO, Kinna's versatile skills and steadfast leadership make her invaluable in navigating the financial sector's challenges and opportunities.

Emma Glennow

Board member
Emma is a highly innovative and creative leader with a strong strategic mindset and former Head of Brand & Innovation at Marginalen Bank. With a branding and innovation background, Emma's contributions as a board member at ESCO shape the industry's future and cater to the needs of the younger generation.

Nicklas Lundblad

Board member
Nicklas Lundblad is a writer, researcher and public policy expert, with 20 years’ experience of leading, building and developing policy functions at companies like Google, Stripe and DeepMind. Nicklas is one of Google’s globally recognized “Great Managers” with experience from leading across a variety of markets and is a firm believer in the long future, and our responsibility for it.

CEO

Charlotte Strandberg

CEO
Charlotte is the CEO of Marginalen AB and Deputy CEO of Marginalen Bank.

See our portfolio of companies